Today I realized something. While using a new app for my iPad (HomeBudget), I came to the shocking reality of needing to *actually* budget. Normally, we do very well with budgeting, meaning we have always been able to pay our bills. We don't carry a balance on anything except the mortgage. Although we do pay for everything with our Discover (or Visa, if Discover isn't accepted) we pay them off monthly. It has benefited us greatly to do this, because we get 1-5% or more back on everything.
Lately, expense after expense has been coming up, and after inputing everything into this new app, I realized if we don't make some changes, we could be in trouble in the near future. My job, as a stay-at-home-mom, is to be in charge of the home, the finances, etc. And I have been doing a good job, but not a "great" job.
So basically what I'm getting at, is although I knew we were making big changes in our lives by getting ready to homeschool (Monday! Eeek!), we will also be making more changes from finances, to schedules, menus and food... It's kind of ironic that Mommy will be learning/improving "math" and "home economics" right alongside the girls.
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